Looking for a spacious home in southern Cebu? The Argao Royal Palms Maple unit offers an 86 sqm floor area in Suba, Poblacion, Argao, Cebu. In addition, its location may appeal to families and homebuyers who prefer a residential property outside the busier parts of Metro Cebu.
The listed available units are ARPB3L2 and ARPB3L4. However, availability may change, so buyers should confirm the current status with CebuFirst Realty Ventures Inc. before making a reservation. Likewise, the turnover schedule and complete payment terms should be verified before proceeding.
Argao Royal Palms Maple Property Details
- Project: Argao Royal Palms
- Unit Type: Maple
- Location: Suba, Poblacion, Argao, Cebu
- Floor Area: 86 sqm
- Available Units: ARPB3L2 and ARPB3L4, subject to confirmation
- Advertised Total Selling Price: PHP 8,005,011.62
- Total Contract Price: PHP 7,364,610.69
- Taxes and Other Related Charges: PHP 640,400.93
- Reservation Fee: PHP 50,000.00
- Advertised Net Equity: PHP 750,501.16
These figures provide an initial overview of the property’s advertised cost. Nevertheless, buyers should request the latest official computation to confirm the selling price, applicable charges, and equity requirements.
Sample Payment Terms
The following figures represent a sample payment schedule supplied for reference. Before making any payment, however, confirm the exact amounts, due dates, and financing conditions with the developer.
| Payment Item |
Sample Amount |
| Reservation Fee |
PHP 50,000.00 |
| First Month Equity |
PHP 110,100.23 |
| Second to Sixth Month TORC |
PHP 128,080.19 |
| Proposed Bank Financing at 90% |
PHP 6,628,149.62 |
Although this schedule outlines the proposed payments, the figures should be reviewed carefully. In particular, the reservation fee, equity schedule, and proposed loan amount must be reconciled with the total contract price and applicable taxes and charges. As a result, requesting an updated computation can help buyers understand the expected financial commitment.
Estimated Monthly Amortization
Buyers may explore different financing options depending on their eligibility and the provider’s requirements. For example, the supplied estimates cover bank financing, HDMF or Pag-IBIG financing, and an IHF option.
| Financing Option |
Sample Term |
Estimated Monthly Payment |
| Bank Financing |
15 years at 8% |
PHP 63,342.05 |
| HDMF or Pag-IBIG Financing |
15 years at 7% |
PHP 59,575.68 |
| IHF Financing |
5 years at 15% |
PHP 157,683.22 |
The stated estimated monthly income requirement is PHP 175,950.14. However, this figure and the estimated amortizations must be verified with the relevant financing provider. Actual payments may differ because of the approved loan amount, interest rate, loan term, and other applicable charges. Furthermore, financing approval depends on the provider’s assessment and requirements.
For official information about Pag-IBIG Fund services, visit the Pag-IBIG Fund website.
Is Argao Royal Palms Worth Considering?
Argao Royal Palms may be worth exploring if you want to own a home in Argao, Cebu. With an 86 sqm floor area, the Maple unit offers a useful option to compare with other residential properties in the area.
However, the advertised price should not be the only factor in your decision. Instead, consider the total acquisition cost, financing terms, property documents, location, and your household budget. By reviewing these factors together, you can better assess whether the property suits your needs and financial plans.
If you are a first-time homebuyer, read CebuFirst’s First-Time Home Buyer Guide in the Philippines. In addition, the guide can help you identify important considerations when evaluating a property and preparing for a home purchase.
Inquire About Argao Royal Palms Maple
Interested in the Maple unit at Argao Royal Palms? Contact CebuFirst Realty Ventures Inc. to confirm availability, request an updated computation, and discuss the financing options that may be available for your situation.
Before making a decision, review the payment schedule and relevant property documents carefully. Ultimately, doing so can help you make a more informed choice. Please note that prices, availability, charges, and financing terms are subject to confirmation and may change.